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                                           Protect your future, diversify your savings, enjoy the good life.


                                                          As retirement approaches, you may worry about how to                                                                          protect yourself from outliving your savings. Annuities                                                                                are long-term financial products that can help by                                                                                         locking in a guaranteed income stream and

                                                                even potentially growing your money while adding                                                                                     a death benefit for loved ones. Some people                                                                                                 opt to transfer accumulated 401(k) account                                                                                               money to an annuity. You can buy an                                                                                                      annuity with guaranteed fixed interest rates

 or with market-based performance. In either case, many annuities offer options to help protect

your money from losing value, which means you’ll be more likely to maintain the lifestyle

you’ve worked for.


Consider an annuity if you're looking for:

  • A way to preserve your retirement savings and reduce the risk of outliving your assets

  • Tax-deferred growth potential for your money.

                                           What Are Annuities?

     An annuity is a financial product that can provide a steady stream of income in retirement. Essentially, you invest money into an annuity account, either in a lump sum or over time, and in return, the annuity provider will make regular payments to you for a certain period of time, or for the rest of your life.

     Annuities can be a good option for people who want to ensure they have a reliable income stream in retirement, or for those who are concerned about outliving their retirement savings. There are several types of annuities available, including fixed annuities, variable annuities, and indexed annuities, each with its own features and benefits.

If you're considering an annuity, it's important to carefully consider your financial goals and needs, as well as the terms and fees associated with the annuity product you're considering. An experienced financial professional at Hall Financial Team can help you evaluate your options and make an informed decision.

Call an agent today at 727.643.6800

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